Although our medical plans provide you with comprehensive benefits and financial protection, consider these optional insurance coverages to help manage the uncertainty of medical plan deductibles and out-of-pocket expenses. The money you receive can be used however you need it (rent, groceries, transportation costs, day care, etc.) – it does not need to be used for medical expenses.

You can purchase coverage for yourself and your eligible spouse/partner and children. Deductions are paid on an after-tax basis.

What to know:

Dover-paid critical illness insurance: If you enroll in the CDHP 2500 Plan or CDHP 1700 Plan, you receive critical illness insurance that provides a lump-sum cash benefit of up to $5,000 for diagnosis of certain illnesses and conditions – provided by us at no cost to you.

Optional Insurance Coverage:

• Accident insurance provides a lump-sum cash benefit payment directly to you after a covered accident that results in specific injury and treatment.
• Hospital indemnity insurance provides a fixed daily benefit if you have a covered stay in a hospital, intensive care unit or rehabilitation facility.
• Employee-paid critical illness insurance provides a lump-sum cash benefit for diagnosis of certain illnesses and conditions.

You pay the full cost of optional insurance coverage.